Mark picture

Mark Smith

Certified Reverse Mortgage Professional

309654
(303) 557-5878
(720) 677-5528
(303) 489-5161
Email Me
5650 Greenwood Plaza Blvd., Suite 213
Greenwood Village, CO 80111

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Questions about Reverse Mortgages? Let’s have a conversation!

Are you an older homeowner, or do you know one, looking for ways to supplement retirement income or access home equity without selling or acquiring new monthly debt? If you answered yes, a Home Equity Conversion Mortgage (HECM) Reverse Mortgage might be the perfect solution!

A HECM Reverse Mortgage is a unique type of loan that allows older homeowners to borrow against their home equity without having to make monthly mortgage payments*. Borrowers remain on title, retain ownership, and can live in the home so long as they adhere to the loan requirements*.

Loan proceeds can be taken in a lump sum, line of credit, monthly payments, or a combination of these choices.

Whether you want to stay in your home and access your home equity with a HECM Refinance loan or purchase a new home using the HECM for Purchase loan, you need a qualified loan specialist with financial expertise and knowledge, providing you accurate numbers and advice that best serves your financial situation.

There are many misconceptions surrounding HECM Reverse Mortgages, and you have questions. I take time to get to know you and answer all your questions. Providing you reverse mortgage scenarios and walking you through each one, finding the perfect financial situation for your life.

 

Not ready for a HECM Reverse Mortgage?

I’ve been a mortgage professional for 22 years. The mortgage industry can be a complicated web of rates and terms – And it’s constantly changing! Put my years of expertise and knowledge to work for you finding the perfect loan product to fit your financial strategy whether it’s a traditional loan program such as FHA, VA, Conventional or a Home Equity Conversion Mortgage (HECM) Reverse Mortgage, ensuring you make the right choice for you and your family is my goal.

For a free no obligation consultation to discuss your goals, simply enter your information in the Lets Have a Conversation section, and I’ll call you to discuss your situation and next steps.

You can also make an appointment with or contact me anytime by phone or email.

I look forward to meeting you, and discussing how we can help get you the perfect loan to fit your financial strategy and needs.

 

*Borrowers must occupy the home as their primary residence at least 6 months out of the year, maintain the property and remain current on property taxes, homeowner’s insurance, and applicable HOA dues.